Privacy Policy

Introduction

Welcome to https://black-horse-finance.dreamdwellings.net (hereafter referred to as “Black Horse Finance,” “we,” or “our”). We are dedicated to protecting your privacy and ensuring the security of your personal data. This Privacy Policy outlines our practices regarding the collection, handling, and processing of personal information in accordance with various international privacy laws, including:

Canada’s Personal Information Protection and Electronic Documents Act (PIPEDA)
Quebec Law 25
General Data Protection Regulation (GDPR) of the European Union (EU)
Lei Geral de Proteção de Dados (LGPD) of Brazil
California Consumer Privacy Act (CCPA)/California Privacy Rights Act (CPRA)
Colorado Privacy Act (CPA)
Utah Consumer Sales and Personal Information Protection Act (UCPA)
Connecticut Security of Consumer Data Act (CTDPA)
Virginia Consumer Data Protection Act (VCDPA)
Protection of Personal Information Act (POPIA) of South Africa

Scope

This Privacy Policy applies to all aspects of our online presence, including but not limited to:

Our official website at https://black-horse-finance.dreamdwellings.net
All applications and services offered by Black Horse Finance
Any linked third-party platforms or services accessed through our site (please note that these external platforms have their own privacy policies)

Processing Activities

This policy outlines the ways in which we process personal data when you:

Utilize our applications, software, or online services as an authorized user.
Visit and interact with our websites, including browsing and making transactions.
Communicate with us via newsletters, emails, phone calls, or text messages (SMS).

Personal Data Collection

We collect several types of personal data to provide and improve our services. These include:

Account Information: Details related to your registration and account creation, such as user names, email addresses, and passwords.
Payment Information: Credit or debit card details, billing address, and transaction history for processing payments.
Financial Information: Investment portfolios, monetary amounts, and financial transaction data.
Purchase Information: Products or services bought, order history, and related details.
Mobile Device Identifiers: Unique device IDs, IP addresses, and mobile network information from your smartphone or tablet.
Location Data: Geolocation data provided when you use our location-based services.
Feedback: Comments, reviews, and responses to surveys or feedback forms.
Social Media Information: Data obtained from social media platforms when users choose to log in via these sites.
Product Information: Details about products or services of interest that you provide to us.

We collect this data through various methods: user input forms, interactions with our applications, online browsing activity, and automated technologies used for analytics. Additionally, third parties may share personal data with us, though they are bound by their own privacy agreements.

Cookies

Black Horse Finance uses cookies to enhance your experience on our website and improve analytical insights. Cookies are small text files stored on your browser that categorize into three main types:

Strictly Necessary: Essential for navigation and functionality of the website.
Preference: Remember user preferences, language settings, and other customization options.
Analytics: Track website usage and gather statistical data to enhance our services.

Users can control non-essential cookies through our in-built Cookie Manager, allowing them to choose their cookie preferences.

Retention and Deletion

We retain personal data as necessary for the fulfillment of legal obligations, business requirements, or for the duration specified in applicable laws. Once the purpose for data retention is no longer relevant, we securely delete or anonymize the information.

Security Measures

Black Horse Finance implements robust security measures to safeguard your personal data:

Employing industry-standard encryption protocols for secure data transmission and storage.
Utilizing trusted third-party service providers who adhere to strict privacy and security standards.
Regularly auditing and updating our security practices to protect against emerging threats.

Your Rights

Depending on your jurisdiction, you may have certain rights regarding your personal data:

Access, rectification, or erasure of your information.
Right to restriction (or limit) the processing of your data.
Right to portability, allowing you to receive your data in a structured format.
Objection to or withdrawal of consent for data processing.
Non-discrimination based on your exercise of data protection rights.

To exercise these rights or have any data-related queries, please contact our Data Privacy Team using the information provided below. We will respond within a reasonable timeframe.

Changes to Policy

Black Horse Finance reserves the right to update this Privacy Policy at any time. Any modifications made will be effective immediately upon posting on our website. We encourage users to review this policy periodically for the latest information.

Contact Information

For privacy-related inquiries, unsubscribe requests, or feedback:

Email: [email protected]

Mail: Black Horse Finance, [Street Address], [City, State, Zip Code]